September 22, 2023


Delighting finance buffs

What Is a Debit Card and How to Get One?

What Happens When Your Debit Card Expires? | Wealth of Geeks

Today’s cashless environment has made debit cards a crucial financial instrument to ease out banking. A debit card offers ease of transaction while you are on the go and a convenient mode of paying or withdrawing money 24×7. In this blog, we will talk about the ADCB debit card and the application procedure to help you better understand debit cards. 

What is a debit card?

Debit cards are physical cards that help you withdraw funds directly from your bank account. These debit cards can be used for shopping or to get cash from an ATM. Debit cards can help you reduce the need to carry cash while you go shopping. You can also use debit cards for online shopping.

Benefits of debit cards

  1. Convenience: You can make purchases and pay bills without carrying cash when you use a debit card. You have the choice to shop conveniently because it is widely accepted by retailers everywhere, both online and offline.
  2. Expense Tracking: You can keep track of your spending and make a budget more quickly using a debit card. It is also easy to keep note of your purchases and plan accordingly, as you can see every transaction in your bank account statement.
  3. ATM Access: Debit cards make it simple to get cash anytime you need it from an ATM.  You can withdraw cash, check your account balance, and handle other banking operations at ATMs located all throughout the nation.

ADCB Debit card offers

ADCB Debit card offers range of facility to its consumers. Their debit cards come with various benefits and features. They offer customized debit cards for students, frequent travelers, and individuals seeking exclusive privileges. These cards may provide irs consumers with rewards, cashback, travel benefits, and discounts at partner merchants. Explore the ADCB website to find the debit card that aligns with your requirements and offers attractive benefits. Here is how to apply for debit cards.

How to apply Debit Cards

Here is a simple process to know how to apply Debit Card:

  1. Choose a Bank: Start by selecting a bank that suits your preferences and banking needs. Research different banks and compare their services, fees, and features associated with their debit card offerings.
  2. Visit the Bank’s Website or Branch to Open Bank Account: Once you have selected a bank, visit their website or a nearby branch to gather information about their debit card options and the application process for Bank Account Opening. Ensure that you meet the eligibility criteria, such as age requirements and minimum balance criteria. You first need to open a bank account in order to get a debit card.
  3. Submit an Application after Bank Account Opening: Fill out the debit card application form provided by the bank. You will be required to bring along documents like address proof to proceed with the application.
  4. Look over the terms and conditions: Read and comprehend the debit card’s terms and conditions completely, paying close attention to any fees, transaction caps, and responsibility provisions. 
  5. Activation and PIN Generation: Once your application is approved, the bank will provide you with an activated debit card. The bank will also ask you to create a PIN for better security. Follow the instructions provided by the bank to activate your card and set your PIN.


With the help of a debit card, you may easily access cash, make purchases, and settle finances on the go. ADCB provides a selection of debit card choices with alluring features, rewards, and promotions.